Your Dream Kitchen Awaits...

Make it Simple with Financing Options

Enjoy Your Dream Cabinetry Today, Pay For It Over Time

The RTA Store has teamed up with Affirm, Bread Financial, and Klarna to provide easy and affordable financing on your order.

Loan max amount of $30,000

Affirm tells you the total amount you'll pay up front. That number will never go up.
You choose the payment schedule that works best for you.
Affirm doesn't charge late fees or hidden fees of any kind, ever.

Buy Now, Pay Later

Payment Flexibility Without the Stress

Split your purchases into four payments over six weeks, two payments over two weeks with 0% interest APR, or choose to pay monthly.¹

How to Shop with Affirm

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Choose how to pay

Pick the payment plan you like best. You'll never pay more than you agree to up front.

Pay over time

Your order will be shipped out right away. Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.

A blue Affirm-branded credit card next to a cellphone showing an Affirm credit application.

Pay Monthly

Make easy monthly payments over 12, 24, or 36 months.

12 months

24 months

36 months

Here's What You'll Pay

Checking your eligibility won't affect your credit.

Affirm FAQs

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit?

No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Loan max amount of $20,000

24-Month 0% APR Financing Available*
Fixed monthly payments. No hidden fees.
Fast and easy prequalification.
Up to 48-month financing options available.*
Checking eligibility will not affect your credit score.
Your information is secure.

How Bread Works

Prequalify in Minutes

During checkout, select the “Pay over time” button to check your eligibility and get prequalified fast.

Easy Monthly Payments

Our team will match you with the best rates with a transparent plan.

Safe and Secure

Your information is safe with encryption and multifactor identity verification.

Pay Over Time

Enjoy your new cabinetry guilt free with easy monthly payments.

Why Finance with Bread

Fast

If you prequalify, we'll find a custom-tailored plan for you in seconds. We'll present you with clear, transparent terms, and you'll be shown the monthly cost of the item. It's just that easy!

Fair

Rates may be lower than what credit card companies charge you! You can pay the same amount each month or pay off your whole balance anytime, for no extra cost.

Secure

We take security seriously. We help keep your information safe with encryption and multifactor identity verification.

A minimum purchase of $30.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 48 monthly payments of $31.50 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay ™ loans are made by Comenity Capital Bank, a Bread Financial ™ company.

There's no obligation to purchase when you prequalify for financing.

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